One medical emergency overseas can cost more than your entire holiday. For a few dollars a day, you can travel with the confidence that whatever happens — you're covered.
Travel is one of life's great joys. But overseas medical costs, cancelled flights, lost luggage and unexpected emergencies are a reality — and without insurance, they can be financially devastating.
A simple broken leg or appendicitis in the USA can generate a hospital bill that would make your eyes water. The US has no reciprocal healthcare agreement with Australia — you're on your own without insurance.
US hospital stays can exceed $10,000 per nightAirlines cancel and delay flights. When yours goes wrong, the cascading costs — hotels, new flights, missed pre-paid activities — add up fast. Insurance means you're not footing that bill alone.
Average disruption claim: $1,200–$3,500Airlines lose over 6 million bags every year worldwide. If yours is one of them, the airline's compensation is often far less than the actual value of what you've lost. Insurance bridges that gap.
Airline liability typically capped at ~$1,800 AUDA family emergency, sudden illness or unexpected job loss can force you to cancel a trip you've already paid for. Without cancellation cover, those non-refundable costs — flights, hotels, tours — are gone.
Average trip cancellation claim: $4,000–$12,000Cover-More travel insurance plans offer a range of protections to keep you safe and your wallet intact — wherever your travels take you.
Emergency medical, dental, hospital and evacuation costs while you're overseas. The most important cover you can have.
Non-refundable costs if you need to cancel or cut short your trip due to illness, injury, death of a family member or other covered reasons.
Cover for lost, stolen or damaged luggage, clothing, electronics, documents and personal belongings during your trip.
Extra accommodation, meals and transport costs when your flight is delayed by more than a set number of hours due to circumstances outside your control.
Medical evacuation back to Australia if you suffer a serious illness or injury and require specialist treatment not available locally.
If you accidentally injure someone or damage their property while travelling, your policy may cover the legal costs and compensation claims against you.
Whether it's a quick getaway or a year abroad, there's a Cover-More plan that fits. Not sure which one's right for you? Give us a call and we'll help you choose.
Exact cover limits, sub-limits and exclusions apply per plan. Always read the PDS before purchasing. Not sure which plan suits you? Call us on 1800 242 373 — we're happy to help.
The questions Aussies ask us most before buying travel insurance — answered honestly and in plain English.
Our Gold Coast team has been arranging travel insurance for Australians for over 30 years. We'll help you choose the right cover for your trip — no jargon, no pressure.